3RD QUARTER INVESTMENT STRATEGY

The July 2018 edition of the Raymond James’  Investment Strategy Quarterly is now available, featuring insights from their Investment Strategy Committee.

WHAT IS A SPECIAL NEEDS TRUST?

A special needs trust, sometimes called a supplemental needs trust, is a legal arrangement and fiduciary relationship which means one person or entity – the trustee – is charged with protecting the interest and assets for the benefit of another – the beneficiary. The trust essentially allows an individual with a disability or special needs to benefit from the income and principal of the trust without reducing their eligibility for government assistance. To learn more and see if this option is a good fit for your financial planning needs, read more.

HOW TO MAXIMIZE YOUR SOCIAL SECURITY

Within your retirement income plan, Social Security retirement benefits should be considered a critical asset alongside other sources of reliable income. In order to maximize its value, you'll need a strategy. The guide below offers an overview of how these important benefits work and the critical factors that relate to making the most of them. Contact us if you would like to figure out your strategy to maximize your benefits.